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History & Mission

Our History


With a history dating back to 1976, PFC Finance is the leading independent, locally-owned finance company in Guam. It was originally established as Pacific Financial Corporation in partnership with a family from Hawaii and is now known as PFC Finance which is wholly owned by the Camacho family.  47 years later we have grown into PFC Investments, PFC Finance, PFC Development, PFC Insurance, and PFC Shared Services.

Under the Camacho family’s ownership, we remain committed to delivering high-quality services that help the needs of the people of Guam. 

PFC Finance offers flexible financing at affordable rates to consumers and small businesses in Guam, and our investment option, Money Certificates, provides a competitive rate of return.

PFC Development offers our community commercial and residential properties for lease.

PFC Insurance offers insurance brokerage services for Auto, Home, and business needs.

PFC Shared services encompass our People Focus Center (HR), Financial Planning and Analytics, Marketing, Internal audit, and Executive Management.

The PFC group of companies remains unwavering in our mission to support and uplift the people of Guam through exceptional service and community-focused initiatives.


Our Mission

Explore and invest in profitable opportunities for growth in new business activities with acceptable risks,

We strive to be a partner-focused group that delivers quality finance, human resources, information technology, and marketing services to fulfill the PFC group's strategic goals and objectives.  We develop and empower our people. We believe in partnership and collaboration


Focus on customers

  • We help customers achieve financial goals by providing alternative financial solutions. 

Ownership

  • We take ownership for our work, with clear purpose, full engagement, and enthusiasm. 

Citizenship

  • We are committed to the ideals of social responsibility, community service, and environmental preservation. 

Unity - Team Work

  • Our work environment is rooted in a "family" culture. We are open and honest in our communication. 

Service that is exceptional

  • Foster strong relationships, trust, & loyalty.


Our Vision

The Camacho Family lending investment vehicle growing diverse portfolio of business activities.

We aspire to be trusted and knowledgeable business partners with the entities that we serve.  We provide synergy and opportunities to deliver our shared values as one organization to create additional efficiencies. 



We're here to help you. Please visit one of our locations to discuss all of your financial possibilities with PFC Finance.





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